Sunday, March 25, 2007
1. You Care What Your Neighbors Think: If you're competing against them and their material possessions, you're wasting your hard-earned money on toys to impress them instead of building your wealth.
2. You Aren't Patient: Until the era of credit cards, it was difficult to spend more than you had. That is not the case today. If you have credit card debt because you couldn't wait until you had enough money to purchase something in cash, you are making others wealthy while keeping yourself in debt.
3. You Have Bad Habits: Whether it's smoking, drinking, gambling or some other bad habit, the habit is using up a lot of money that could go toward building wealth. Most people don't realize that the cost of their bad habits extends far beyond the immediate cost. Take smoking, for example: It costs a lot more than the pack of cigarettes purchased. It also negatively affects your wealth in the form of higher insurance rates and decreased value of your home.
4. You Have No Goals: It's difficult to build wealth if you haven't taken the time to know what you want. If you haven't set wealth goals, you aren't likely to attain them. You need to do more than state, "I want to be a millionaire." You need to take the time to set saving and investing goals on a yearly basis and come up with a plan for how to achieve those goals.
5. You Haven't Prepared: Bad things happen to the best of people from time to time, and if you haven't prepared for such a thing to happen to you through insurance, any wealth that you might have built can be gone in an instant.
6. You Try to Make a Quick Buck: For the vast majority of us, wealth doesn't come instantly. You may believe that people winning the lottery are a dime a dozen, but the truth is you're far more likely to get struck by lightning than win the lottery. This desire to get rich quickly likely extends into the way you invest, with similar results. 7. You Rely on Others to Take Care of Your Money: You believe that others have more knowledge about money matters, and you rely exclusively on their judgment when deciding where you should invest your money. Unfortunately, most people want to make money themselves, and this is their primary objective when they tell you how to invest your money. Listen to other people's advice to get new ideas, but in the end you should know enough to make your own investing decisions. 8. You Invest in Things You Don't Understand: Your hear that Bob has made a lot of money doing it, and you want to get in on the gravy train. If Bob really did make money, he did so because he understood how the investment worked. Throwing in your money because someone else has made money without fully understanding how the investment works will keep you from being wealthy. 9. You're Financially Afraid: You are so scared of risk that you keep all your money in a savings account that is actually losing money when inflation is put into the equation, yet you refuse to move it to a place where higher rates of return are possible because you're afraid that you will lose money. 10. You Ignore Your Finances: You take the attitude that if you make enough, the finances will take care of themselves. If you currently have debt, it will somehow resolve itself in the future. Unfortunately, it takes planning to become wealthy. It doesn't magically happen to the vast majority of people. In reality, it is probably not just one of the above bad habits that has kept you from becoming a millionaire, but a combination of a few of them. Take a hard look at the list, and do some reflecting. If you want to be a millionaire, it's well within your power, but you'll have to face the issues that are currently keeping you from creating that wealth before you will have a chance to call yourself one.
Saturday, March 24, 2007
Thursday, March 22, 2007
后悔莫及。。。。
我的mail box已经有4 ~ 5 个问题出现了,从12点到1点之前解释解释,type着type着,好像问题少女那样被奶妈询问着,其实她是伟大的。
anyway.....i shoot some question back to them and did some explaination when we during duty tat few days back. We are lack of experiences and knowledges, SO WHAT ?? we dare to do it ARRRRR !! =P tats why we LAI YEH jor.....
i tot of after replied their mail i can get a nice jap revision....but dun think i can anymore, cos im exhausted. last, i need a vacation alone.
Tuesday, March 20, 2007
and when i realized the backup have some problem, i called HK support, what the result they told me is "U R WRONG!ask ur senior!!" damn, so pissed off.
So i asked the "senior" or somehow called them "PIONEER", he said u just have to see the LOG file to check the completion of the task, ok, i do tat, but till now the backup still the same as last time. HALO, DO U KNOW WE GOT NEW PROCEDURE FOR THIS SERVER BACKUP ARRRRR ??i mentioned this to him , he said, ya meh ? dun know wor....WTF ?
ok....now i checked back the status of the backup, fyi.......................is hung...no one bother about it anyway. and i shud be the one who escalte this problem and get scolded again by the TS in HK. And i be the shield of MIL Ops again......
Sunday, March 18, 2007
Thursday, March 15, 2007
i got inspiried by a fren...he scolded me by my SIENness, and i was awake....
am i such a boring person tat with a boring personality ?
without living life in full ?
when u throwing the sien ball to ur fren, what they gonna say about it ?are they pity u and company u ? or they just feel bored to tokking to a sien person ?
i dun simply say sien after tat....cos i know i can do more better then being sien =)
personal experienced only jeh.....when u working, u can always see me online my blog now a days.Spend ur time away more then Sien ma....